Each Client is solely responsible for implementing any such advice. The average amount of overdraft fees that Stash Banking users paid is derived from users’ transactions analyzed through the Quovo service. In order for a user to be eligible for a Stash Banking account, they must also have opened a taxable brokerage account on Stash. No overdraft fees. These are based on a customer’s individual circumstances. It includes your personal investment account, your bank account, your Stock-Back® Card² (your debit card), financial education and much more.

Card is subject to identity verification.

There are no forms, no fees, and best of all, it’s tax-free. All product and company names are trademarks™ or registered® trademarks of their respective holders. Rewards that are issued to a participating customer's personal brokerage account via the Stash Stock-Back Program. Stash doesn’t believe in the bank fees charged by many major banks. Stash does not verify the completeness or accuracy of such information. It could be for simply accessing your money, having too low a balance, or even receiving your paper bank statement. Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. STASH, StashInvest, and Stock-Back are registered trademarks of Stash Financial, Inc. © Copyright 2020 Stash Financial, Inc. All rights reserved. You’ll always be charged the same fee. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Advice and education: Financial education is core to our mission. UGMA/UTMA Accounts. This investment recommendation relies entirely on the responses you’ve provided regarding your risk tolerance. You can upgrade, downgrade, or cancel your Stash subscription plan at any time.§. Card lock.9 Mobile check deposit.2 Apple Pay.

The adult (or Custodian) who opens the account can manage the money and investments until the minor reaches the “age of majority.” That age is usually 18 or 21, depending on the Custodian’s state. , for example, charges $12 per statement cycle for balances under $1,500;  Wells Fargo charges $10. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply.

The data was obtained from linked checking accounts via Quovo. Spending Insights provided by Stash Investments LLC. Stock rewards that are paid to participating customers via the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

There is no guarantee that any strategies discussed will be effective. Rewards that are issued to a participating customer's personal brokerage account via the Stash Stock-Back Program. Please see. Investing involves risk, including possible loss of principal. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. Stash reserves the right to amend this program and the terms and conditions thereof and/or cancel this program at any time, for any reason, upon notice to you. If you think you’ll need more than attention than an online-only account provides, opt for a traditional checking or savings account to avoid teller fees. Predatory fees are awful—but many big banks and financial institutions are addicted to them. 1 2 3. In order to earn stock in the program, the Stash Visa Debit card (Stock-Back® Card) must be used to make a qualifying purchase. Invest with $1 or less in your Stash investment account. Some of the main benefits of banking with Stash include: The Stock-Back® Card1: Use the Stash debit card for your everyday purchases, and we’ll give you stock in the companies you shop at. Card is subject to identity verification. Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. It can work for people with kids, debit card spenders, and those who want to learn more and includes a personal brokerage account, banking with the metal double Stock-Back® Card, budgeting, personalized advice, a Roth IRA or traditional IRA retirement account, custodial investment accounts for kids, and an exclusive monthly market insights report. full list of available investments on Stash, Roth or Traditional retirement account (IRA). If publicly-traded stock of the merchant (or a subsidiary thereof, if applicable) is not available or otherwise capable of being fulfilled for any reason, the stock reward arising from a qualifying transaction will be in an ETF available on the Stash Platform. Other investment apps like Betterment or Wealthsimple charge a percentage for a fee.

Average overdraft fee calculation is based on a lookback of users’ bank account transactions from January 1, 2019 through December 31, 2019 for the following type of fees: Overdraft Fees, as categorized by Quovo. These are based on a customer’s individual circumstances.

Saving and budgeting tools6: Our goals feature allows you to easily budget your cash within Stash, helping you save for goals, stay on top of expenses, and give every single dollar a purpose. Stash Stock-Back® is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned by this program. Every Stash subscription plan includes access to both a digital bank account1 and a personal investment account. This investment recommendation relies entirely on the responses you’ve provided regarding your risk tolerance. Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. STASH, StashInvest, and Stock-Back are registered trademarks of Stash Financial, Inc. © Copyright 2020 Stash Financial, Inc. All rights reserved. If you have more than $5,000 in your personal portfolio, here’s how it works: First, we’ll try to charge your subscription fee to your Portfolio Cash.… 0 Not all stocks pay out dividends, and there is no guarantee that dividends will be paid each year. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. When you Lock your card, withdrawals and purchases conducted using your card will not be authorized until you unlock your card. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. UGMA/UTMA Accounts. Fee-free ATM access applies to in-network ATMs only. We’ve got you covered. Am I still charged a fee even if I don’t log in often? Stash does not verify the completeness or accuracy of such information. Card is subject to identity verification. It can work for first-time budgeters and investors and includes a personal brokerage account, banking with the Stock-Back® Card,1 budgeting, and personalized advice. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. You can invest in debt & in equity, but do you really know what that means? Card is subject to identity verification. Information provided by Stash Support is for informational and general educational purposes only and is not investment or financial advice. Stash Growth includes everything from Stash Beginner, but also comes with a retirement account (Roth or Traditional IRA) and tax benefits for retirement investing. What doesn’t count: Cash withdrawals, money orders, prepaid cards, and P2P payment.

Money in a custodial account can be used by the parent or legal guardian, but only to do things that benefit the child. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. Investment advice is only provided to Stash customers. Track spending. Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. This investment recommendation relies entirely on the responses you’ve provided regarding your risk tolerance.

19k fee-free ATMs.2, Plan your budget. 7 Debit Insights provided by Stash Investments LLC. All product and company names are trademarks™ or registered® trademarks of their respective holders. Stash reserves the right to amend this program and the terms and conditions thereof and/or cancel this program at any time, for any reason, upon notice to you. Stash Stock-Back® is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned by this program. 2 $2.50 at out-of-network ATMs and bank tellers, plus any fee that ATM owner or bank may charge. See Terms and Conditions for more details. Stash Investments LLC ('Stash') is an SEC registered investment adviser. 1Source: Quovo transaction data from 503,146 Stash users external linked bank accounts; “Millennials” is defined by birth year of respondents between the ages of 25-38 and “Gen X” is defined by birth year of respondents between the ages of 39-53 as of June 2019.

Please see. Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. STASH, StashInvest, and Stock-Back are registered trademarks of Stash Financial, Inc. © Copyright 2020 Stash Financial, Inc. All rights reserved. $2.50 $2.50 Varies by retailer, up to $4.95 3% of total transaction amount $0.50. If you overdraw your account, you’re basically borrowing money from your bank—and your bank is happy to lend it to you at an incredible markup. We’re about transparency.